Your dental benefits for this year will expire soon… have you considered using them? You could be saving hundreds of dollars by using your dental insurance plan before the end of the year. As soon as the clock strikes midnight of December 31, most dental insurance plans waste away their benefits. Before this year ends, do not leave your unused benefits behind with it. You could save yourself hundreds of dollars if you schedule an appointment at your dental clinic in SE Calgary now rather than waiting for 2020. Why let your hard-earned money waste away? You have already paid for your dental benefits, so be sure to use them. The following are 8 reasons why you should use your dental benefits before this year ends.
1. Yearly Maximum
On average the yearly maximum––which is the most money that a dental insurance plan will pay for your dental care within a full year and is available per person is $1000. If you have unused benefits, they will not roll over, so now is the time to use them while they are still active.
2. Monthly Premiums
You should be using your benefits if you are paying dental insurance premiums each month. Just because you do not require dental treatment, does not mean you should not be scheduling regular dental cleanings to prevent oral ailments and maintain your oral health.
3. Maximize Your Benefits with Dental Hygiene and Checkups
Schedule dental checkups and cleanings every six months, preventive appointments are generally covered by your insurance.
4. Extend Your Benefits
Do you require dental treatment that will extend beyond one year’s maximum benefits? Well, you can “combine” this year’s remaining benefits with the next year’s benefits.
5. Deductible
The deductible is the amount that you pay your dentist that comes from your bank account before your insurance will pay for its share. If you have met or are close to meeting your deductible for this year, you could be saving money by completing treatment now rather than next month.
6. Worsening Dental Problems
When you dismiss a dental problem, it could worsen and the price you could end paying by delaying treatment will result in more extensive and expensive treatment.
7. Fee Increases
Some dentists will increase their fees at the beginning of every year because of increased living, materials and equipment. Increased fees will increase the cost of your treatment.
8. Plan Ahead to Maximize Your Benefits
Most insurance companies will pay benefits once the treatment is fully completed. If you require multiple visits to complete your dental treatment, plan and ensure you have sufficient time for treatment before the end of the year.
Schedule your appointment now with South Trail Crossing Dental. Book online or call 403- 720-2778 to benefit from your dental benefits before they expire at the end of the year!